Simple, Transparent Pricing

No hidden fees, no surprises. Pay only for what you use with our flat-rate pricing model.

Central Bank Licensed 6 Countries PCI DSS Compliant AI-Powered

Consumer

For individuals and families

Free
Most Popular
  • Multi-currency wallet (8 currencies + crypto)
  • QR & NFC payments
  • Bill payments & transfers
  • AI spending insights
  • 1% transaction fee (capped at $5)
  • Free wallet-to-wallet transfers
Sign Up Free

Merchant

For businesses & retailers

1.5%per transaction
Recommended
  • Accept QR, NFC, payment links
  • Instant settlement to wallet
  • AI business coach & insights
  • Credit readiness scoring
  • Sales analytics dashboard
  • 24/7 priority support
Start Accepting Payments

Enterprise

For banks & fintechs

Custom
White-Label
  • White-label wallet APIs
  • Payment orchestration layer
  • Multi-country compliance
  • Dedicated infrastructure
  • Custom integrations & SLAs
  • Dedicated account manager
Contact Sales

Country Licensing Program

We help banks, fintechs, and payment companies obtain Payment Service Provider (PSP) licenses in African countries. Our team provides regulatory guidance, compliance infrastructure, and technical support throughout the licensing process.

Regulatory Guidance

Navigate central bank requirements and application processes

Compliance Infrastructure

KYC/AML, audit trails, and regulator dashboards included

Technical Support

White-label platform ready for immediate deployment

Learn About Licensing

Frequently Asked Questions

Are there any setup fees?

No. Creating an account is completely free for both consumers and merchants. You only pay transaction fees when you use the service.

How long does settlement take?

Payments are settled instantly to your AuraTap wallet. Bank withdrawals typically take 1-2 business days depending on your bank.

What currencies do you support?

We support 8 fiat currencies (GHS, NGN, USD, EUR, GBP, AED, INR, ZAR) and 2 cryptocurrencies (USDT, USDC) with instant conversion between all.

Is my money safe?

Yes. We are licensed by central banks, PCI DSS compliant, and use bank-grade encryption. Your funds are held in segregated accounts.

Can I use AuraTap internationally?

Yes. AuraTap works in 6 African countries currently, with plans to expand across the continent. International remittance is supported.