Tax Dashboard

GRA-Compliant Tax Reporting — ElRoi Pay

Q2 2026 VAT Filing Due in 25 Days

Due date: Jul 31, 2026 · Estimated amount: GHS 273,605.38

Today's Tax Liability

GHS 2,432.73

Accrued today

This Month's Tax Accrued

GHS 72,982.05

June 2026

Year-to-Date Tax

GHS 875,784.42

Jan – Jun 2026

Breakdown by Levy Type

Effective rate: 20% combined

Total

GHS 72,982.05

VAT (15%)GHS 52,130.03

71.4%

NHIL (2.5%)GHS 8,688.34

11.9%

GETFund Levy (2.5%)GHS 8,688.34

11.9%

COVID-19 Levy (1%)GHS 3,475.34

4.8%

Ghana Tax Structure: VAT 15% + NHIL 2.5% + GETFund Levy 2.5% + COVID-19 Levy 1% = 20% effective rate on all vat_applicable fees per Ghana Revenue Authority regulations.

Tax Accrual Trend

Monthly breakdown by levy

Jan

Feb

Mar

Apr

May

Jun

VAT 15%

NHIL 2.5%

GETFund 2.5%

COVID 1%

Monthly Totals

Jan 2026GHS 61,740.00

Feb 2026GHS 70,980.00

Mar 2026GHS 78,750.00

Apr 2026GHS 84,630.00

May 2026GHS 91,665.00

Jun 2026GHS 97,310.38

Quarterly Filing Status

Q1 2026filed

Due: Apr 30, 2026

GHS 211,470.00

Filed & Submitted

Q2 2026upcoming

Due: Jul 31, 2026

GHS 273,605.38

25 days remaining

Q3 2026upcoming

Due: Oct 31, 2026

117 days remaining

Q4 2026upcoming

Due: Jan 31, 2027

209 days remaining

Breakdown by Transaction Type

Tax collected per transaction category — current month

Transaction Type	Count	Gross Fees	VAT (15%)	NHIL (2.5%)	GETFund (2.5%)	COVID (1%)	Total Tax
Merchant QR Payment	18,420	GHS 42,680.50	GHS 6,402.08	GHS 1,067.01	GHS 1,067.01	GHS 426.81	GHS 8,962.91
Wallet → Wallet	24,100	GHS 28,340.00	GHS 4,251.00	GHS 708.50	GHS 708.50	GHS 283.40	GHS 5,951.40
BNPL Service Fee	3,210	GHS 18,450.75	GHS 2,767.61	GHS 461.27	GHS 461.27	GHS 184.51	GHS 3,874.66
Remittance	4,820	GHS 14,760.20	GHS 2,214.03	GHS 369.01	GHS 369.01	GHS 147.60	GHS 3,099.65
SaaS Subscription	892	GHS 12,300.00	GHS 1,845.00	GHS 307.50	GHS 307.50	GHS 123.00	GHS 2,583.00
SoftPOS Tap	6,340	GHS 9,820.40	GHS 1,473.06	GHS 245.51	GHS 245.51	GHS 98.20	GHS 2,062.28
Invoice Payment	2,180	GHS 7,640.00	GHS 1,146.00	GHS 191.00	GHS 191.00	GHS 76.40	GHS 1,604.40
Credit API Call	1,240	GHS 5,580.00	GHS 837.00	GHS 139.50	GHS 139.50	GHS 55.80	GHS 1,171.80
Certified Statement	420	GHS 3,150.00	GHS 472.50	GHS 78.75	GHS 78.75	GHS 31.50	GHS 661.50
Susu Payout	1,860	GHS 2,790.00	GHS 418.50	GHS 69.75	GHS 69.75	GHS 27.90	GHS 585.90
TOTAL	63,482	GHS 145,511.85	GHS 21,826.78	GHS 3,637.80	GHS 3,637.80	GHS 1,455.12	GHS 30,557.50

GRA Compliance Statement

All tax calculations comply with Ghana Revenue Authority (GRA) regulations. Every consumer transaction receipt includes: "This payment includes GHS [X] VAT at 15% per Ghana Revenue Authority regulations." Monthly merchant statements include total gross revenue, total ElRoi fees paid (deductible expense), total VAT paid on fees (reclaimable if VAT-registered), and net revenue after platform fees. VAT Registration No.: GRA-VAT-2024-ELROI-00142